My-ID meets all 3 requirements of the PSD2: •       something that only the user knows: My-ID requires the repetition of the phrases that the user knows for voice verification •       something the user owns: a personal smartphone •       something that represents the user: his voice and his face

My-Id checks two biometric factors to ascertain the identity: the person alive and his / her voice timbre.

My-ID is a Multi-Factor Biometric Authentication (MFA) technology that adds an extra layer of protection before access to corporate applications is granted

My-ID considers the biometric identity as a personal asset that cannot be distributed and therefore must remain the complete property of the user

A security discipline is the use of IAM or Biometric Identity Access Management (BIAM) for business and risk management, which includes practices, processes and technologies that manage the identities and authorizations of people, services and things, as well as relationships and trust between them.

the distribution of fraud has shown that the majority of victims are men (64.9%) while the analysis by age group showed that the greatest increase in cases concerned the age group 18-30 (+ 23.2%) and 31-40 years (+ 6.4%) while cases of fraud towards the older classes of the population decreased (51-60 -11.0% and over 60 -15.7%).

Identity theft creates economic damage and operational inconvenience for those involved, and can generate reputational damage and costs related to the management of litigation for the company.