My-ID meets all 3 requirements of the PSD2:
• something that only the user knows: My-ID requires the repetition of the phrases that the user knows for voice verification
• something the user owns: a personal smartphone
• something that represents the user: his voice and his face
![MY-ID IS PSD2 Compliant](http://www.acrmnet.it/wp-content/uploads/2021/02/my-id-psd2compliant.png)